Integrated Data

Quality Checked

Electronic forms with restricted access to critical fields, featuring automated date, time, and location tracking.

Services

External Field Verification

Vehicle Registration

DEBT collection

IT Consulting

External Field Verification

Vehicle Registration

DEBT collection

IT Consulting

Digital Forensic

Legal & Mortgage

Income Estimation

Process Management

Digital Forensic

Legal & Mortgage

Income Estimation

Process Management

EXTERNAL FIELD VERIFICATION

EXTERNAL FIELD VERIFICATION

What We Do

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VEHICLE REGISTRATION

VEHICLE REGISTRATION

What We Do

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Digital Forensic

Digital Forensic

What We Do

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Legal & Mortgage

What We Do

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Debt Collection

What We Do

Our team of debt collection specialists brings extensive experience in recovering outstanding debts through dispute resolution, mediation, negotiation, and settlement. We adapt our approach to suit each unique case, effectively representing both creditors and debtors as needed. With a deep understanding of recovery processes and legal frameworks, we provide strategic solutions to maximize debt recovery. When necessary, we leverage the UAE’s judicial system as a final course of action to ensure a successful resolution.

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At INTEGRATD DATA SERVICES, we take pride in our multilingual capabilities, with a team of bilingual professionals fluent in English, Urdu, and Arabic, ensuring seamless and culturally sensitive communication in our call center operations. To enhance efficiency, each bilingual staff member is assigned a private landline number dedicated to handling both incoming and outgoing calls. This direct contact point fosters personalized interactions, streamlining communication between our agents and customers. A key pillar of our approach is meticulous record-keeping. Every call is logged in detail, capturing essential information for auditing and monitoring purposes. Additionally, all conversations are recorded in audio format, preserving the full exchange for quality assurance, compliance, and training. These recorded interactions allow authorized personnel to conduct audits, evaluate service quality, and implement continuous improvements. By prioritizing transparency, accountability, and excellence, our bilingual call center team ensures an exceptional customer experience while upholding the highest industry standards.

Income Estimation

What We Do

Expert Financial Consultancy for Banks and Financial Institutions

At INTEGRATD DATA SERVICES, we specialize in providing expert consultancy services to banks and financial institutions, focusing on comprehensive financial assessments, income estimations, and appraisals for both salaried employees and business individuals. Our evaluations cover individuals with income from single or multiple sources, offering a detailed analysis of their financial standing.

Comprehensive Customer Assessment

We meticulously examine various aspects, including:

  • Personal & Credit Characteristics – Credit history, financial behavior, and repayment capacity.
  • Character & Reputation – Social standing, professional credibility, and ethical conduct.
  • Lifestyle & Expenditures – Spending patterns, liabilities, and financial commitments.
  • Geographical & Social Environment – Economic stability of the region and its impact on financial well-being.

Key Fundamentals of Our Approach

  • Business History Validation – Ensuring the applicant meets the required operational period.
  • Active Business Participation – Evaluating the applicant’s role, shareholding, and business involvement.
  • Financial Performance Assessment – Examining revenue streams, direct costs, inventory impact, and expenses.
  • Personal Financial Review – Analyzing household expenses, education costs, dependents, assets, and investments.

The Power of Income Estimation

Our Income Estimation service provides an objective, third-party evaluation that assists banks in determining a borrower’s creditworthiness and repayment capacity. This assessment plays a crucial role in calculating the Debt Burden Ratio (DBR)—a key metric in loan approvals.

Empowering Banks with Unbiased Insights

At CLOUD DATA, our rigorous methodology offers banks and financial institutions independent, data-driven insights to make confident lending decisions. Our approach not only ensures responsible lending practices but also strengthens customer relationships by providing a holistic view of an applicant’s financial health.

Discover the true potential of precise credit assessments with CLOUD DATA. Contact us today for expert consultation.

Our Team

Great Team Leaders
Building a Strong Foundation for Reaching New Heights.

Head Of Operation

Oscar

Our Clients

Meet our happy Clients

Our Regional Office

Our International Office